Piscataqua Savings Bank is a si headquartered in Portsmouth, New Hampshire, in business for about 149 years. At the end of Q2 2026 it reported $373.4M in total assets and $298.1M in deposits, with 1 office.
Piscataqua Savings Bank has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 80% of its 2,650 banks with $100 million – $1 billion. Among 17 banks headquartered in New Hampshire, it ranks 2nd. Loan quality contributes the most (100/100, 0.00%); earnings contributes the least (35/100, 0.38%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (76 → 81), mostly because the earnings component improved by 27 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 74 |
| Q3 2024 | 73 |
| Q4 2024 | 73 |
| Q1 2025 | 71 |
| Q2 2025 | 76 |
| Q3 2025 | 77 |
| Q4 2025 | 76 |
| Q1 2026 | 80 |
| Q2 2026 | 81 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.56% |
| Q3 2024 | 14.14% |
| Q4 2024 | 14.05% |
| Q1 2025 | 13.97% |
| Q2 2025 | 13.86% |
| Q3 2025 | 13.45% |
| Q4 2025 | 13.25% |
| Q1 2026 | 13.22% |
| Q2 2026 | 13.67% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.52% |
| Q3 2024 | 0.52% |
| Q4 2024 | 0.55% |
| Q1 2025 | 0.47% |
| Q2 2025 | 0.01% |
| Q3 2025 | 0.01% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.19% |
| Q3 2024 | -0.18% |
| Q4 2024 | -0.23% |
| Q1 2025 | -0.54% |
| Q2 2025 | -0.30% |
| Q3 2025 | -0.16% |
| Q4 2025 | -0.10% |
| Q1 2026 | 0.36% |
| Q2 2026 | 0.38% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 81 | $373.4M | 13.67% | 0.00% | 0.38% | 66.0% |
| Q1 2026 | 80 | $381.3M | 13.22% | 0.00% | 0.36% | 67.6% |
| Q4 2025 | 76 | $383.2M | 13.25% | 0.00% | -0.10% | 66.6% |
| Q3 2025 | 77 | $376.6M | 13.45% | 0.01% | -0.16% | 68.9% |
| Q2 2025 | 76 | $366.6M | 13.86% | 0.01% | -0.30% | 70.7% |
| Q1 2025 | 71 | $363.3M | 13.97% | 0.47% | -0.54% | 66.2% |
| Q4 2024 | 73 | $362.0M | 14.05% | 0.55% | -0.23% | 66.2% |
| Q3 2024 | 73 | $366.8M | 14.14% | 0.52% | -0.18% | 65.4% |
| Q2 2024 | 74 | $365.1M | 14.56% | 0.52% | -0.19% | 66.3% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New Hampshire
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Millyard BankBank Nashua, NH | 59 out of 100, Moderate | $333.2M | 9.7% | 0.85% | vs |
| Sugar River BankBank Newport, NH | 80 out of 100, Strong | $424.3M | 14.1% | 0.33% | vs |
| Profile BankBank Rochester, NH | 65 out of 100, Moderate | $316.6M | 9.3% | 0.02% | vs |
| Walden Mutual BankBank Concord, NH | 35 out of 100, Low | $192.6M | 9.3% | 3.50% | vs |
| First Seacoast BankBank Dover, NH | 58 out of 100, Moderate | $576.3M | 8.9% | 0.03% | vs |
| Salem Co-operative BankBank Salem, NH | 67 out of 100, Moderate | $580.0M | 11.9% | 0.26% | vs |
Deposit insurance
Is my money safe at Piscataqua Savings Bank?
Yes. Piscataqua Savings Bank is an FDIC-insured institution (FDIC certificate #17443). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 19.8% of deposits ($58.9M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 13.67%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Piscataqua Savings Bank lists 1 office in 1 city. Most locations:
- Portsmouth, NH (1)
HMDA 2025
Mortgage lending
In 2025, Piscataqua Savings Bank reported 57 home-loan applications under HMDA (LEI 549300HI3FIGFR7SU483): 40 originated ($24,880,000 total), 10 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 19.2%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Piscataqua Savings Bank
- Type
- SI
- FDIC certificate #
- 17443
- RSSD ID
- 591209
- Primary regulator
- FDIC
- Established
- January 1, 1877
- Headquarters
- 15 Pleasant St, Portsmouth, NH 03801
- Website
- www.piscataqua.com
- Employees
- 37
Quick answers
Piscataqua Savings Bank: common questions
Is Piscataqua Savings Bank FDIC insured?
Yes. Piscataqua Savings Bank is an FDIC-insured institution (FDIC certificate #17443). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Piscataqua Savings Bank's TellerScore?
81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Piscataqua Savings Bank ever failed?
There is no failure record for FDIC certificate #17443 in the FDIC failed bank list.
How many branches does Piscataqua Savings Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Portsmouth
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Htm Credit UnionCredit union Haverhill, MA | 84 out of 100, Strong | $29.6M | 13.8% | 0.11% | vs |
| Haverhill BankBank Haverhill, MA | 77 out of 100, Strong | $636.8M | 11.2% | 0.14% | vs |
| Partners Bank of New EnglandBank Sanford, ME | 76 out of 100, Strong | $1.1B | 11.0% | 0.04% | vs |
| Institution for Savings in Newburyport and Its VicinityBank Newburyport, MA | 76 out of 100, Strong | $5.6B | 12.7% | 0.04% | vs |
| Trugrocer Federal Credit UnionCredit union Boise, ID | 73 out of 100, Strong | $320.1M | 16.0% | 0.81% | vs |
| Bank of New HampshireBank Laconia, NH | 72 out of 100, Strong | $2.8B | 12.1% | 0.63% | vs |