Side-by-side · Q2 2026 data
Pitney Bowes Employees Federal Credit Union vs Unity Financial Credit Union
Credit union
Pitney Bowes Employees Federal Credit Union
Shelton, Connecticut · Under $100 million in assets
Metric by metric
| Measure | Pitney Bowes Employees Federal Credit Union | Unity Financial Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 82 |
| Loan quality | 60 | 88 (stronger) |
| Earnings | 31 (stronger) | 26 |
| Funding & liquidity | 100 (stronger) | 79 |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 54th | 47th |
| Total assets | $57.3M | $63.9M |
| Deposits / shares | $45.4M | $55.7M |
| Capital ratio | 20.25% (stronger) | 13.15% |
| Problem loans | 1.20% | 0.35% (stronger) |
| Net charge-offs | 0.22% (stronger) | 0.23% |
| Return on assets | 0.26% (stronger) | 0.16% |
| Loans ÷ deposits | 23.6% (stronger) | 80.8% |
| Uninsured deposits | 2.6% | 0.0% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pitney Bowes Employees Federal Credit Union has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Pitney Bowes Employees Federal Credit Union leads on 5 and Unity Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.