TellerScore

Pitney Bowes Employees Federal Credit Union is a federal credit union headquartered in Shelton, Connecticut, in business for about 90 years. At the end of Q2 2026 it reported $57.3M in total assets and $45.4M in member shares and deposits, with 3 offices.

Based on its Q2 2026 filing, Pitney Bowes Employees Federal Credit Union scores 76/100, which we describe as strong. That is higher than 54% of 2,479 credit unions with under $100 million in assets. Among 64 credit unions headquartered in Connecticut, it ranks 22nd. Its strongest component is capital cushion (100/100; 20.25%), and its lowest is earnings (31/100; 0.26%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.25%
Loan quality60/100
Loans 60+ days delinquent ÷ total loans: 1.20%
Earnings31/100
Return on assets (annualized): 0.26%
Funding & liquidity100/100
Loans ÷ shares: 23.6% · 2.6% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 2.04%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (70 → 76), mostly because the loan quality component improved by 25 points.

TellerScore
626976Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202466
Q3 202462
Q4 202463
Q1 202572
Q2 202570
Q3 202569
Q4 202573
Q1 202672
Q2 202676
Net worth ratio
7.00%13.63%20.25%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202418.45%
Q3 202418.86%
Q4 202418.62%
Q1 202518.44%
Q2 202519.01%
Q3 202519.40%
Q4 202520.10%
Q1 202619.76%
Q2 202620.25%
Delinquent loans (60+ days)
1.20%1.97%2.75%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.16%
Q3 20242.75%
Q4 20242.51%
Q1 20251.50%
Q2 20251.95%
Q3 20252.27%
Q4 20251.64%
Q1 20261.44%
Q2 20261.20%
Return on assets
0.10%0.33%0.56%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.10%
Q3 20240.21%
Q4 20240.13%
Q1 20250.16%
Q2 20250.38%
Q3 20250.56%
Q4 20250.39%
Q1 20260.10%
Q2 20260.26%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$57.3M20.25%1.20%0.26%23.6%
Q1 202672$58.5M19.76%1.44%0.10%24.2%
Q4 202573$57.4M20.10%1.64%0.39%26.2%
Q3 202569$59.6M19.40%2.27%0.56%25.3%
Q2 202570$60.1M19.01%1.95%0.38%27.2%
Q1 202572$61.5M18.44%1.50%0.16%28.3%
Q4 202463$60.7M18.62%2.51%0.13%30.8%
Q3 202462$60.1M18.86%2.75%0.21%31.3%
Q2 202466$61.0M18.45%2.16%0.10%32.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.25%
78th
Problem loans1.20%
34th
Net charge-offs0.22%
45th
Return on assets0.26%
30th
Loans to deposits23.6%
93rd
Uninsured deposits2.6%
39th
Loan-loss reserves0.00%
37th
Texas ratio2.0%
52nd

Similar-size credit unions in Connecticut

InstitutionScoreAssetsCapitalProblem loansCompare
Northwest Hills Credit UnionCredit union Torrington, CT75 out of 100, Strong$57.0M9.3%0.26%vs
Unity Financial Credit UnionCredit union New Haven, CT73 out of 100, Strong$63.9M13.2%0.35%vs
Skyline Financial Federal Credit UnionCredit union Waterbury, CT51 out of 100, Below average$48.3M7.0%0.81%vs
Cornerstone Federal Credit UnionCredit union Fairfield, CT77 out of 100, Strong$68.3M10.6%0.22%vs
Enfield Community Federal Credit UnionCredit union Enfield, CT72 out of 100, Strong$45.8M9.4%0.28%vs
Police Credit Union of ConnecticutCredit union Hartford, CT69 out of 100, Moderate$45.4M10.7%1.47%vs

Deposit insurance

Is my money safe at Pitney Bowes Employees Federal Credit Union?

Yes. Pitney Bowes Employees Federal Credit Union is a federally insured credit union (NCUA charter #1399). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.6% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.25%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Pitney Bowes Employees Federal Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Pitney Bowes Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
1399
RSSD ID
378576
Primary regulator
NCUA
Established
1936
Headquarters
27 Waterview Dr, Mail Code 27-1A, Shelton, CT 06484
Employees
9

Quick answers

Pitney Bowes Employees Federal Credit Union: common questions

Is Pitney Bowes Employees Federal Credit Union NCUA insured?

Yes. Pitney Bowes Employees Federal Credit Union is a federally insured credit union (NCUA charter #1399). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Pitney Bowes Employees Federal Credit Union's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Pitney Bowes Employees Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Shelton

InstitutionScoreAssetsCapitalProblem loansCompare
Waterbury Connecticut Teachers Federal Credit UnionCredit union Waterbury, CT91 out of 100, Very strong$365.2M17.1%0.26%vs
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New Haven Teachers Federal Credit UnionCredit union New Haven, CT90 out of 100, Very strong$10.2M32.0%0.13%vs
New Haven Firefighters Credit UnionCredit union New Haven, CT89 out of 100, Very strong$5.9M26.3%0.00%vs
Bridgeport Police Federal Credit UnionCredit union Bridgeport, CT86 out of 100, Very strong$29.6M18.7%1.65%vs
Sikorsky Financial Credit UnionCredit union Stratford, CT84 out of 100, Strong$1.5B12.9%0.25%vs