Side-by-side · Q2 2026 data
Plainfield Police & Firemen'S Federal Credit Union vs Terminals Federal Credit Union
Credit union
Plainfield Police & Firemen'S Federal Credit Union
Plainfield, New Jersey · Under $100 million in assets
Credit union
Terminals Federal Credit Union
Carteret, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Plainfield Police & Firemen'S Federal Credit Union | Terminals Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 66 |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 0 |
| Earnings | 100 | 100 |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 42 | 84 (stronger) |
| Peer percentile | 38th | 32nd |
| Total assets | $1.3M | $943K |
| Deposits / shares | $914K | $571K |
| Capital ratio | 25.47% | 38.90% (stronger) |
| Problem loans | 20.87% | 3.95% (stronger) |
| Net charge-offs | -0.04% | -0.19% (stronger) |
| Return on assets | 3.10% | 4.15% (stronger) |
| Loans ÷ deposits | 50.2% (stronger) | 150.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Plainfield Police & Firemen'S Federal Credit Union has the higher TellerScore (69 vs 66). On the 6 directional measures above (where higher or lower is clearly better), Plainfield Police & Firemen'S Federal Credit Union leads on 2 and Terminals Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.