TellerScore

Headquartered in Plainfield, New Jersey, Plainfield Police & Firemen'S Federal Credit Union is a federal credit union with $1.3M in total assets and $914K in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1938.

Plainfield Police & Firemen'S Federal Credit Union has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 38% of its 2,479 credit unions with under $100 million in assets. Among 126 credit unions headquartered in New Jersey, it ranks 61st. Capital cushion contributes the most (100/100, 25.47%); loan quality contributes the least (0/100, 20.87%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 25.47%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 20.87%
Earnings100/100
Return on assets (annualized): 3.10%
Funding & liquidity100/100
Loans ÷ shares: 50.2% · 0.0% uninsured
Problem-loan coverage42/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 29.11%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 10 points (59 → 69), mostly because the earnings component improved by 66 points.

TellerScore
506171Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202450
Q3 202450
Q4 202450
Q1 202571
Q2 202559
Q3 202558
Q4 202557
Q1 202671
Q2 202669
Net worth ratio
7.00%16.36%25.71%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202419.25%
Q3 202418.92%
Q4 202419.58%
Q1 202522.10%
Q2 202521.90%
Q3 202522.18%
Q4 202522.72%
Q1 202625.71%
Q2 202625.47%
Delinquent loans (60+ days)
8.13%14.50%20.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 202415.61%
Q3 202416.63%
Q4 202414.54%
Q1 20258.13%
Q2 202510.91%
Q3 202514.07%
Q4 202516.17%
Q1 202616.17%
Q2 202620.87%
Return on assets
-1.43%2.43%6.30%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 2024-1.32%
Q3 2024-1.43%
Q4 2024-1.43%
Q1 20251.76%
Q2 20250.34%
Q3 20250.44%
Q4 20250.29%
Q1 20266.30%
Q2 20263.10%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$1.3M25.47%20.87%3.10%50.2%
Q1 202671$1.2M25.71%16.17%6.30%48.6%
Q4 202557$1.3M22.72%16.17%0.29%45.6%
Q3 202558$1.4M22.18%14.07%0.44%44.0%
Q2 202559$1.4M21.90%10.91%0.34%44.4%
Q1 202571$1.4M22.10%8.13%1.76%44.7%
Q4 202450$1.5M19.58%14.54%-1.43%43.4%
Q3 202450$1.6M18.92%16.63%-1.43%41.1%
Q2 202450$1.6M19.25%15.61%-1.32%38.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio25.47%
90th
Problem loans20.87%
1st
Net charge-offs-0.04%
91st
Return on assets3.10%
99th
Loans to deposits50.2%
64th
Uninsured deposits0.0%
81st
Loan-loss reserves2.35%
91st
Texas ratio29.1%
2nd

Similar-size credit unions in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
Ocean County Employees Federal Credit UnionCredit union Toms River, NJ97 out of 100, Very strong$1.4M20.0%0.33%vs
Terminals Federal Credit UnionCredit union Carteret, NJ66 out of 100, Moderate$943K38.9%3.95%vs
Messiah Baptist Church Federal Credit UnionCredit union East Orange, NJ74 out of 100, Strong$888K8.6%0.00%vs
Elizabeth Police Department E Federal Credit UnionCredit union Elizabeth, NJ47 out of 100, Below average$1.7M50.3%9.47%vs
Trenton Teachers Federal Credit UnionCredit union Trenton, NJ71 out of 100, Strong$1.9M22.4%13.59%vs
Camden Firemen'S Federal Credit UnionCredit union Moorestown, NJ65 out of 100, Moderate$520K20.2%10.49%vs

Deposit insurance

Is my money safe at Plainfield Police & Firemen'S Federal Credit Union?

Yes. Plainfield Police & Firemen'S Federal Credit Union is a federally insured credit union (NCUA charter #2892). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 25.47%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Plainfield Police & Firemen'S Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Plainfield Police & Firemen'S Federal Credit Union
Type
Federal credit union
NCUA charter #
2892
RSSD ID
988274
Primary regulator
NCUA
Established
1938
Headquarters
1010 Park Ave, Plainfield, NJ 07060
Employees
2

Quick answers

Plainfield Police & Firemen'S Federal Credit Union: common questions

Is Plainfield Police & Firemen'S Federal Credit Union NCUA insured?

Yes. Plainfield Police & Firemen'S Federal Credit Union is a federally insured credit union (NCUA charter #2892). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Plainfield Police & Firemen'S Federal Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Plainfield Police & Firemen'S Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Plainfield

InstitutionScoreAssetsCapitalProblem loansCompare
Wakefern Federal Credit UnionCredit union Elizabeth, NJ99 out of 100, Very strong$12.0M24.3%0.13%vs
Division 819 Transit Employees Credit UnionCredit union Irvington, NJ88 out of 100, Very strong$16.7M17.9%1.02%vs
Local 1233 Federal Credit UnionCredit union Newark, NJ88 out of 100, Very strong$14.1M17.9%0.27%vs
Merck Employees Federal Credit UnionCredit union Rahway, NJ86 out of 100, Very strong$1.7B15.4%0.30%vs
Linden NJ Police & Firemen Federal Credit UnionCredit union Linden, NJ86 out of 100, Very strong$6.9M32.2%0.60%vs
Lusitania Savings BankBank Newark, NJ86 out of 100, Very strong$418.1M15.0%0.19%vs