Side-by-side · Q2 2026 data
Plains Commerce Bank vs Healthcare Plus Federal Credit Union
Credit union
Healthcare Plus Federal Credit Union
Aberdeen, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Plains Commerce Bank | Healthcare Plus Federal Credit Union |
|---|---|---|
| TellerScore | 59 (stronger) | 44 |
| Capital cushion | 50 (stronger) | 35 |
| Loan quality | 59 (stronger) | 40 |
| Earnings | 74 (stronger) | 31 |
| Funding & liquidity | 45 | 72 (stronger) |
| Problem-loan coverage | 81 (stronger) | 67 |
| Peer percentile | 19th | 4th |
| Total assets | $1.3B | $70.4M |
| Deposits / shares | $1.1B | $63.1M |
| Capital ratio | 10.03% (stronger) | 8.54% |
| Problem loans | 1.22% (stronger) | 1.80% |
| Net charge-offs | 0.02% (stronger) | 0.27% |
| Return on assets | 1.34% (stronger) | 0.29% |
| Loans ÷ deposits | 99.6% | 88.0% (stronger) |
| Uninsured deposits | 29.2% | 6.3% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | — |
Plains Commerce Bank has the higher TellerScore (59 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Plains Commerce Bank leads on 5 and Healthcare Plus Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.