Side-by-side · Q2 2026 data
Plains Federal Credit Union vs Hale County Teachers Federal Credit Union
Credit union
Hale County Teachers Federal Credit Union
Plainview, Texas · Under $100 million in assets
Metric by metric
| Measure | Plains Federal Credit Union | Hale County Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 69 |
| Capital cushion | 95 (stronger) | 54 |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 22 (stronger) | 14 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 65th | 38th |
| Total assets | $4.0M | $11.1M |
| Deposits / shares | $3.4M | $9.9M |
| Capital ratio | 14.50% (stronger) | 10.36% |
| Problem loans | 0.09% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.05% (stronger) | -0.15% |
| Loans ÷ deposits | 75.3% | 53.8% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Plains Federal Credit Union has the higher TellerScore (80 vs 69). On the 5 directional measures above (where higher or lower is clearly better), Plains Federal Credit Union leads on 3 and Hale County Teachers Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.