Side-by-side · Q2 2026 data
Planites Credit Union vs Illinois Valley Credit Union
Metric by metric
| Measure | Planites Credit Union | Illinois Valley Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 58 |
| Capital cushion | 63 (stronger) | 51 |
| Loan quality | 72 | 89 (stronger) |
| Earnings | 40 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 75 |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 38th | 19th |
| Total assets | $39.8M | $36.3M |
| Deposits / shares | $35.1M | $32.4M |
| Capital ratio | 11.28% (stronger) | 10.12% |
| Problem loans | 0.85% | 0.34% (stronger) |
| Net charge-offs | 0.45% (stronger) | 0.51% |
| Return on assets | 0.50% (stronger) | -2.12% |
| Loans ÷ deposits | 49.2% (stronger) | 85.6% |
| Uninsured deposits | 8.5% | 2.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Planites Credit Union has the higher TellerScore (69 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Planites Credit Union leads on 5 and Illinois Valley Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.