TellerScore

Planites Credit Union (NCUA charter #61643) is based in Chicago, Illinois. Its Q2 2026 call report shows $39.8M in total assets and $35.1M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Planites Credit Union scores 69/100, which we describe as moderate. That is higher than only 38% of 2,479 credit unions with under $100 million in assets. Among 188 credit unions headquartered in Illinois, it ranks 124th. Its strongest component is funding & liquidity (100/100; 49% loans-to-deposits, 9% uninsured), and its lowest is earnings (40/100; 0.50%).

TellerScore · Q2 2026

Scorecard

Capital cushion63/100
Net worth ratio: 11.28%
Loan quality72/100
Loans 60+ days delinquent ÷ total loans: 0.85%
Earnings40/100
Return on assets (annualized): 0.50%
Funding & liquidity100/100
Loans ÷ shares: 49.2% · 8.5% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.29%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (61 → 69), mostly because the loan quality component improved by 18 points.

TellerScore
616773Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202463
Q4 202472
Q1 202572
Q2 202561
Q3 202572
Q4 202573
Q1 202669
Q2 202669
Net worth ratio
7.00%9.28%11.56%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.76%
Q3 202411.13%
Q4 202411.27%
Q1 202510.81%
Q2 202510.62%
Q3 202511.19%
Q4 202511.56%
Q1 202611.28%
Q2 202611.28%
Delinquent loans (60+ days)
0.25%0.81%1.38%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.13%
Q3 20241.24%
Q4 20240.32%
Q1 20250.25%
Q2 20251.38%
Q3 20250.57%
Q4 20250.55%
Q1 20260.85%
Q2 20260.85%
Return on assets
0.08%0.31%0.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.08%
Q3 20240.24%
Q4 20240.25%
Q1 20250.36%
Q2 20250.40%
Q3 20250.55%
Q4 20250.50%
Q1 20260.47%
Q2 20260.50%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$39.8M11.28%0.85%0.50%49.2%
Q1 202669$39.4M11.28%0.85%0.47%50.1%
Q4 202573$38.0M11.56%0.55%0.50%53.4%
Q3 202572$39.0M11.19%0.57%0.55%52.2%
Q2 202561$40.3M10.62%1.38%0.40%49.5%
Q1 202572$39.2M10.81%0.25%0.36%52.0%
Q4 202472$37.3M11.27%0.32%0.25%57.5%
Q3 202463$37.5M11.13%1.24%0.24%55.6%
Q2 202462$38.3M10.76%1.13%0.08%55.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.28%
26th
Problem loans0.85%
44th
Net charge-offs0.45%
29th
Return on assets0.50%
42nd
Loans to deposits49.2%
65th
Uninsured deposits8.5%
9th
Loan-loss reserves0.00%
37th
Texas ratio3.3%
40th

Similar-size credit unions in Illinois

InstitutionScoreAssetsCapitalProblem loansCompare
Blackhawk Area Credit UnionCredit union Savanna, IL79 out of 100, Strong$39.1M13.4%0.13%vs
Northwest Municipal Federal Credit UnionCredit union Des Plaines, IL86 out of 100, Very strong$41.4M13.7%0.09%vs
Streator Community Credit UnionCredit union Streator, IL80 out of 100, Strong$42.3M11.0%0.43%vs
Sherwin Williams Emp. Credit UnionCredit union South Holland, IL71 out of 100, Strong$37.0M13.6%0.94%vs
Illinois Valley Credit UnionCredit union Peru, IL58 out of 100, Moderate$36.3M10.1%0.34%vs
Service Plus Credit UnionCredit union Moline, IL81 out of 100, Strong$34.7M12.3%0.46%vs

Deposit insurance

Is my money safe at Planites Credit Union?

Yes. Planites Credit Union is a federally insured credit union (NCUA charter #61643). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 8.5% of shares and deposits ($3.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.28%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Planites Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Planites Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61643
RSSD ID
920993
Primary regulator
State + NCUA
Established
1955
Headquarters
300 E Randolph ST, CAL 419, Chicago, IL 60601
Employees
6

Quick answers

Planites Credit Union: common questions

Is Planites Credit Union NCUA insured?

Yes. Planites Credit Union is a federally insured credit union (NCUA charter #61643). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Planites Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Planites Credit Union have?

1 office as of the latest NCUA data.

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