TellerScore

Side-by-side · Q2 2026 data

Planters and Citizens Bank vs Ab&t

Bank

Planters and Citizens Bank

Camilla, Georgia · $100 million – $1 billion

71of 100
Strong

Bank

Ab&t

Albany, Georgia · $100 million – $1 billion

83of 100
Strong

Metric by metric

MeasurePlanters and Citizens BankAb&t
TellerScore7183 (stronger)
Capital cushion5568 (stronger)
Loan quality98100 (stronger)
Earnings4697 (stronger)
Funding & liquidity70 (stronger)53
Problem-loan coverage99100 (stronger)
Peer percentile47th84th
Total assets$139.2M$261.2M
Deposits / shares$117.3M$227.9M
Capital ratio10.54%11.85% (stronger)
Problem loans0.06%0.00% (stronger)
Net charge-offs0.00%-0.01% (stronger)
Return on assets0.66%1.92% (stronger)
Loans ÷ deposits75.3% (stronger)80.9%
Uninsured deposits28.5% (stronger)38.3%
Offices21
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Ab&t has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Planters and Citizens Bank leads on 2 and Ab&t on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions