Side-by-side · Q2 2026 data
Planters and Citizens Bank vs Commercial Banking Company
Metric by metric
| Measure | Planters and Citizens Bank | Commercial Banking Company |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 55 (stronger) | 53 |
| Loan quality | 98 | 99 (stronger) |
| Earnings | 46 | 98 (stronger) |
| Funding & liquidity | 70 (stronger) | 57 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 47th | 75th |
| Total assets | $139.2M | $409.5M |
| Deposits / shares | $117.3M | $361.6M |
| Capital ratio | 10.54% (stronger) | 10.32% |
| Problem loans | 0.06% | 0.04% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.66% | 1.94% (stronger) |
| Loans ÷ deposits | 75.3% (stronger) | 83.3% |
| Uninsured deposits | 28.5% (stronger) | 33.1% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.6% |
Commercial Banking Company has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Planters and Citizens Bank leads on 3 and Commercial Banking Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.