Side-by-side · Q2 2026 data
Planters and Citizens Bank vs Five Star Credit Union
Metric by metric
| Measure | Planters and Citizens Bank | Five Star Credit Union |
|---|---|---|
| TellerScore | 71 | 72 (stronger) |
| Capital cushion | 55 | 88 (stronger) |
| Loan quality | 98 (stronger) | 50 |
| Earnings | 46 | 63 (stronger) |
| Funding & liquidity | 70 | 81 (stronger) |
| Problem-loan coverage | 99 (stronger) | 84 |
| Peer percentile | 47th | 66th |
| Total assets | $139.2M | $1.3B |
| Deposits / shares | $117.3M | $1.1B |
| Capital ratio | 10.54% | 13.82% (stronger) |
| Problem loans | 0.06% (stronger) | 1.50% |
| Net charge-offs | 0.00% (stronger) | 0.53% |
| Return on assets | 0.66% | 1.09% (stronger) |
| Loans ÷ deposits | 75.3% (stronger) | 79.2% |
| Uninsured deposits | 28.5% | 11.8% (stronger) |
| Offices | 2 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.7% |
Five Star Credit Union has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Planters and Citizens Bank leads on 3 and Five Star Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Camilla, GA