Side-by-side · Q2 2026 data
Planters and Citizens Bank vs The Peoples Bank
Metric by metric
| Measure | Planters and Citizens Bank | The Peoples Bank |
|---|---|---|
| TellerScore | 71 | 73 (stronger) |
| Capital cushion | 55 | 74 (stronger) |
| Loan quality | 98 (stronger) | 70 |
| Earnings | 46 | 49 (stronger) |
| Funding & liquidity | 70 | 93 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 47th | 53rd |
| Total assets | $139.2M | $109.3M |
| Deposits / shares | $117.3M | $95.2M |
| Capital ratio | 10.54% | 12.45% (stronger) |
| Problem loans | 0.06% (stronger) | 0.89% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 0.66% | 0.71% (stronger) |
| Loans ÷ deposits | 75.3% | 39.0% (stronger) |
| Uninsured deposits | 28.5% | 21.4% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples Bank has the higher TellerScore (73 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Planters and Citizens Bank leads on 2 and The Peoples Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.