Side-by-side · Q2 2026 data
Planters Bank & Trust Company vs The Jefferson Bank
Metric by metric
| Measure | Planters Bank & Trust Company | The Jefferson Bank |
|---|---|---|
| TellerScore | 71 | 90 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 80 | 87 (stronger) |
| Earnings | 73 | 100 (stronger) |
| Funding & liquidity | 55 | 59 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 63rd | 95th |
| Total assets | $2.7B | $210.8M |
| Deposits / shares | $2.3B | $174.8M |
| Capital ratio | 11.19% | 16.65% (stronger) |
| Problem loans | 0.61% | 0.38% (stronger) |
| Net charge-offs | 0.25% | -0.08% (stronger) |
| Return on assets | 1.32% | 2.22% (stronger) |
| Loans ÷ deposits | 78.3% (stronger) | 89.7% |
| Uninsured deposits | 38.8% | 25.5% (stronger) |
| Offices | 29 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
The Jefferson Bank has the higher TellerScore (90 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Planters Bank & Trust Company leads on 1 and The Jefferson Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.