Side-by-side · Q2 2026 data
Planters First Bank vs Ameris Bank
Metric by metric
| Measure | Planters First Bank | Ameris Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 67 |
| Capital cushion | 57 | 64 (stronger) |
| Loan quality | 53 | 81 (stronger) |
| Earnings | 87 (stronger) | 69 |
| Funding & liquidity | 78 (stronger) | 28 |
| Problem-loan coverage | 82 | 94 (stronger) |
| Peer percentile | 37th | 63rd |
| Total assets | $485.7M | $28.4B |
| Deposits / shares | $439.8M | $22.7B |
| Capital ratio | 10.71% | 11.41% (stronger) |
| Problem loans | 1.41% | 0.57% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.20% |
| Return on assets | 1.68% (stronger) | 1.23% |
| Loans ÷ deposits | 69.3% (stronger) | 98.3% |
| Uninsured deposits | 26.1% (stronger) | 45.6% |
| Offices | 7 | 164 |
| CFPB complaints (3 yrs) | — | 272 |
| Complaints per $1B deposits | — | 12.0 |
| Mortgage denial rate (HMDA) | 16.4% | 10.5% |
Planters First Bank has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Planters First Bank leads on 5 and Ameris Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Macon, GA
- Cordele, GA
- Ocilla, GA