Side-by-side · Q2 2026 data
Planters First Bank vs Georgia'S Own Credit Union
Metric by metric
| Measure | Planters First Bank | Georgia'S Own Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 50 |
| Capital cushion | 57 (stronger) | 50 |
| Loan quality | 53 | 62 (stronger) |
| Earnings | 87 (stronger) | 0 |
| Funding & liquidity | 78 (stronger) | 72 |
| Problem-loan coverage | 82 | 82 |
| Peer percentile | 37th | 6th |
| Total assets | $485.7M | $4.2B |
| Deposits / shares | $439.8M | $3.6B |
| Capital ratio | 10.71% (stronger) | 9.99% |
| Problem loans | 1.41% | 1.15% (stronger) |
| Net charge-offs | 0.17% (stronger) | 2.84% |
| Return on assets | 1.68% (stronger) | -1.12% |
| Loans ÷ deposits | 69.3% (stronger) | 88.3% |
| Uninsured deposits | 26.1% | 12.2% (stronger) |
| Offices | 7 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | — |
Planters First Bank has the higher TellerScore (68 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Planters First Bank leads on 5 and Georgia'S Own Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.