Side-by-side · Q2 2026 data
Platinum Federal Credit Union vs Interstate Credit Union
Metric by metric
| Measure | Platinum Federal Credit Union | Interstate Credit Union |
|---|---|---|
| TellerScore | 75 | 89 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 90 (stronger) | 82 |
| Earnings | 76 | 100 (stronger) |
| Funding & liquidity | 79 (stronger) | 63 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 66th | 94th |
| Total assets | $412.6M | $410.9M |
| Deposits / shares | $374.1M | $341.0M |
| Capital ratio | 10.32% | 15.85% (stronger) |
| Problem loans | 0.29% (stronger) | 0.54% |
| Net charge-offs | 0.33% | 0.32% (stronger) |
| Return on assets | 1.39% | 2.43% (stronger) |
| Loans ÷ deposits | 69.6% (stronger) | 97.0% |
| Uninsured deposits | 26.0% | 6.8% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.8% |
Interstate Credit Union has the higher TellerScore (89 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Platinum Federal Credit Union leads on 2 and Interstate Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.