Side-by-side · Q2 2026 data
Platinum Federal Credit Union vs Southeastern Credit Union
Metric by metric
| Measure | Platinum Federal Credit Union | Southeastern Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 73 |
| Capital cushion | 53 | 58 (stronger) |
| Loan quality | 90 (stronger) | 86 |
| Earnings | 76 (stronger) | 66 |
| Funding & liquidity | 79 (stronger) | 74 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 66th | 60th |
| Total assets | $412.6M | $440.7M |
| Deposits / shares | $374.1M | $388.5M |
| Capital ratio | 10.32% | 10.81% (stronger) |
| Problem loans | 0.29% (stronger) | 0.41% |
| Net charge-offs | 0.33% | 0.17% (stronger) |
| Return on assets | 1.39% (stronger) | 1.14% |
| Loans ÷ deposits | 69.6% (stronger) | 85.8% |
| Uninsured deposits | 26.0% | 5.9% (stronger) |
| Offices | 3 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.3% |
Platinum Federal Credit Union has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Platinum Federal Credit Union leads on 4 and Southeastern Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.