Side-by-side · Q2 2026 data
Plumas Bank vs CalPrivate Bank
Metric by metric
| Measure | Plumas Bank | CalPrivate Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 65 |
| Capital cushion | 68 (stronger) | 65 |
| Loan quality | 48 | 58 (stronger) |
| Earnings | 92 | 100 (stronger) |
| Funding & liquidity | 50 (stronger) | 26 |
| Problem-loan coverage | 84 (stronger) | 75 |
| Peer percentile | 44th | 36th |
| Total assets | $2.3B | $2.7B |
| Deposits / shares | $1.9B | $2.4B |
| Capital ratio | 11.77% (stronger) | 11.52% |
| Problem loans | 1.55% | 1.26% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.08% |
| Return on assets | 1.80% | 2.02% (stronger) |
| Loans ÷ deposits | 79.1% (stronger) | 88.2% |
| Uninsured deposits | 42.9% (stronger) | 56.5% |
| Offices | 18 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Plumas Bank has the higher TellerScore (67 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Plumas Bank leads on 5 and CalPrivate Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.