Side-by-side · Q2 2026 data
Plumas Bank vs El Dorado Savings Bank, F.S.B.
Metric by metric
| Measure | Plumas Bank | El Dorado Savings Bank, F.S.B. |
|---|---|---|
| TellerScore | 67 | 84 (stronger) |
| Capital cushion | 68 | 84 (stronger) |
| Loan quality | 48 | 91 (stronger) |
| Earnings | 92 (stronger) | 57 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 84 | 99 (stronger) |
| Peer percentile | 44th | 95th |
| Total assets | $2.3B | $2.4B |
| Deposits / shares | $1.9B | $2.1B |
| Capital ratio | 11.77% | 13.43% (stronger) |
| Problem loans | 1.55% | 0.28% (stronger) |
| Net charge-offs | 0.06% | 0.01% (stronger) |
| Return on assets | 1.80% (stronger) | 0.93% |
| Loans ÷ deposits | 79.1% | 23.3% (stronger) |
| Uninsured deposits | 42.9% | 10.7% (stronger) |
| Offices | 18 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
El Dorado Savings Bank, F.S.B. has the higher TellerScore (84 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Plumas Bank leads on 1 and El Dorado Savings Bank, F.S.B. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Tahoe City, CA
- Carson City, NV