Side-by-side · Q2 2026 data
PNB Community Bank vs Century Bank of Florida
Metric by metric
| Measure | PNB Community Bank | Century Bank of Florida |
|---|---|---|
| TellerScore | 75 (stronger) | 60 |
| Capital cushion | 53 | 56 (stronger) |
| Loan quality | 99 (stronger) | 67 |
| Earnings | 70 (stronger) | 40 |
| Funding & liquidity | 72 (stronger) | 65 |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 61st | 19th |
| Total assets | $155.2M | $101.1M |
| Deposits / shares | $140.3M | $87.0M |
| Capital ratio | 10.32% | 10.56% (stronger) |
| Problem loans | 0.04% (stronger) | 0.99% |
| Net charge-offs | 0.03% | -0.02% (stronger) |
| Return on assets | 1.24% (stronger) | 0.50% |
| Loans ÷ deposits | 76.2% | 69.6% (stronger) |
| Uninsured deposits | 26.3% (stronger) | 38.1% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | — |
PNB Community Bank has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), PNB Community Bank leads on 4 and Century Bank of Florida on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.