Side-by-side · Q2 2026 data
Point West Credit Union vs Benton County Schools Credit Union
Credit union
Benton County Schools Credit Union
Corvallis, Oregon · Under $100 million in assets
Metric by metric
| Measure | Point West Credit Union | Benton County Schools Credit Union |
|---|---|---|
| TellerScore | 69 | 73 (stronger) |
| Capital cushion | 76 (stronger) | 56 |
| Loan quality | 70 | 98 (stronger) |
| Earnings | 42 (stronger) | 34 |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 38th | 47th |
| Total assets | $97.5M | $69.4M |
| Deposits / shares | $83.6M | $61.8M |
| Capital ratio | 12.64% (stronger) | 10.58% |
| Problem loans | 0.89% | 0.06% (stronger) |
| Net charge-offs | 0.17% | 0.06% (stronger) |
| Return on assets | 0.55% (stronger) | 0.36% |
| Loans ÷ deposits | 82.6% | 54.4% (stronger) |
| Uninsured deposits | 7.7% | 4.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.5% | — |
Benton County Schools Credit Union has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Point West Credit Union leads on 2 and Benton County Schools Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.