Side-by-side · Q2 2026 data
Points West Community Bank vs Adams Bank & Trust
Metric by metric
| Measure | Points West Community Bank | Adams Bank & Trust |
|---|---|---|
| TellerScore | 75 | 82 (stronger) |
| Capital cushion | 42 | 91 (stronger) |
| Loan quality | 98 (stronger) | 82 |
| Earnings | 78 (stronger) | 73 |
| Funding & liquidity | 84 (stronger) | 69 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 61st | 93rd |
| Total assets | $877.6M | $1.3B |
| Deposits / shares | $768.0M | $1.1B |
| Capital ratio | 9.22% | 14.11% (stronger) |
| Problem loans | 0.06% (stronger) | 0.55% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.45% (stronger) | 1.32% |
| Loans ÷ deposits | 59.8% (stronger) | 82.4% |
| Uninsured deposits | 29.3% | 23.0% (stronger) |
| Offices | 23 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.6% |
Adams Bank & Trust has the higher TellerScore (82 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Points West Community Bank leads on 4 and Adams Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Windsor, CO
- Fort Collins, CO
- Greeley, CO
- Chappell, NE