Side-by-side · Q2 2026 data
Points West Community Bank vs Bank of Clarks
Metric by metric
| Measure | Points West Community Bank | Bank of Clarks |
|---|---|---|
| TellerScore | 75 (stronger) | 37 |
| Capital cushion | 42 | 48 (stronger) |
| Loan quality | 98 (stronger) | 0 |
| Earnings | 78 (stronger) | 31 |
| Funding & liquidity | 84 (stronger) | 71 |
| Problem-loan coverage | 99 (stronger) | 56 |
| Peer percentile | 61st | 3rd |
| Total assets | $877.6M | $58.5M |
| Deposits / shares | $768.0M | $49.2M |
| Capital ratio | 9.22% | 9.79% (stronger) |
| Problem loans | 0.06% (stronger) | 3.20% |
| Net charge-offs | 0.00% (stronger) | 0.03% |
| Return on assets | 1.45% (stronger) | 0.29% |
| Loans ÷ deposits | 59.8% (stronger) | 88.8% |
| Uninsured deposits | 29.3% | 13.5% (stronger) |
| Offices | 23 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Points West Community Bank has the higher TellerScore (75 vs 37). On the 7 directional measures above (where higher or lower is clearly better), Points West Community Bank leads on 5 and Bank of Clarks on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.