Side-by-side · Q2 2026 data
Points West Community Bank vs Equitable Savings and Loan Association
Metric by metric
| Measure | Points West Community Bank | Equitable Savings and Loan Association |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 42 | 100 (stronger) |
| Loan quality | 98 (stronger) | 93 |
| Earnings | 78 (stronger) | 24 |
| Funding & liquidity | 84 (stronger) | 51 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 61st | 61st |
| Total assets | $877.6M | $168.3M |
| Deposits / shares | $768.0M | $128.2M |
| Capital ratio | 9.22% | 15.69% (stronger) |
| Problem loans | 0.06% (stronger) | 0.22% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.45% (stronger) | 0.11% |
| Loans ÷ deposits | 59.8% (stronger) | 109.2% |
| Uninsured deposits | 29.3% | 9.7% (stronger) |
| Offices | 23 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.9% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Points West Community Bank leads on 3 and Equitable Savings and Loan Association on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fort Collins, CO
- Julesburg, CO