Side-by-side · Q2 2026 data
Points West Community Bank vs Timberline Bank
Metric by metric
| Measure | Points West Community Bank | Timberline Bank |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 42 | 44 (stronger) |
| Loan quality | 98 | 98 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 84 (stronger) | 49 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 61st | 61st |
| Total assets | $877.6M | $832.6M |
| Deposits / shares | $768.0M | $699.6M |
| Capital ratio | 9.22% | 9.38% (stronger) |
| Problem loans | 0.06% (stronger) | 0.06% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.45% | 2.12% (stronger) |
| Loans ÷ deposits | 59.8% (stronger) | 91.8% |
| Uninsured deposits | 29.3% (stronger) | 32.3% |
| Offices | 23 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Points West Community Bank leads on 4 and Timberline Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.