Side-by-side · Q2 2026 data
Points West Community Bank vs Yampa Valley Bank
Metric by metric
| Measure | Points West Community Bank | Yampa Valley Bank |
|---|---|---|
| TellerScore | 75 | 78 (stronger) |
| Capital cushion | 42 | 44 (stronger) |
| Loan quality | 98 (stronger) | 97 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 84 (stronger) | 74 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 61st | 72nd |
| Total assets | $877.6M | $687.6M |
| Deposits / shares | $768.0M | $614.1M |
| Capital ratio | 9.22% | 9.39% (stronger) |
| Problem loans | 0.06% (stronger) | 0.09% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.45% | 2.26% (stronger) |
| Loans ÷ deposits | 59.8% (stronger) | 86.3% |
| Uninsured deposits | 29.3% | 12.3% (stronger) |
| Offices | 23 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Yampa Valley Bank has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Points West Community Bank leads on 3 and Yampa Valley Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.