Side-by-side · Q2 2026 data
Pointwest Bank vs Matagorda County Credit Union
Metric by metric
| Measure | Pointwest Bank | Matagorda County Credit Union |
|---|---|---|
| TellerScore | 90 | 94 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 89 (stronger) | 82 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 95th | 95th |
| Total assets | $137.3M | $36.2M |
| Deposits / shares | $121.8M | $29.9M |
| Capital ratio | 12.54% | 17.39% (stronger) |
| Problem loans | 0.00% (stronger) | 0.31% |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 1.72% (stronger) | 1.55% |
| Loans ÷ deposits | 40.1% (stronger) | 57.0% |
| Uninsured deposits | 12.0% | 0.8% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Matagorda County Credit Union has the higher TellerScore (94 vs 90). On the 7 directional measures above (where higher or lower is clearly better), Pointwest Bank leads on 4 and Matagorda County Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.