Side-by-side · Q2 2026 data
Polam Federal Credit Union vs Long Beach Firemen S Credit Union
Credit union
Polam Federal Credit Union
Los Angeles, California · Under $100 million in assets
Credit union
Long Beach Firemen S Credit Union
Long Beach, California · $100 million – $1 billion
Metric by metric
| Measure | Polam Federal Credit Union | Long Beach Firemen S Credit Union |
|---|---|---|
| TellerScore | 65 | 91 (stronger) |
| Capital cushion | 49 | 100 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 0 | 82 (stronger) |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 30th | 96th |
| Total assets | $73.2M | $201.5M |
| Deposits / shares | $65.5M | $142.0M |
| Capital ratio | 9.86% | 29.43% (stronger) |
| Problem loans | 0.00% (stronger) | 0.02% |
| Net charge-offs | 0.24% | -0.00% (stronger) |
| Return on assets | -0.91% | 1.55% (stronger) |
| Loans ÷ deposits | 54.4% (stronger) | 94.6% |
| Uninsured deposits | 9.2% (stronger) | 11.8% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Long Beach Firemen S Credit Union has the higher TellerScore (91 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Polam Federal Credit Union leads on 3 and Long Beach Firemen S Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.