Side-by-side · Q2 2026 data
Police & Fire Federal Credit Union vs American Heritage Federal Credit Union
Credit union
Police & Fire Federal Credit Union
Philadelphia, Pennsylvania · Over $10 billion
Credit union
American Heritage Federal Credit Union
Philadelphia, Pennsylvania · $1 billion – $10 billion
Metric by metric
| Measure | Police & Fire Federal Credit Union | American Heritage Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 51 |
| Capital cushion | 100 (stronger) | 35 |
| Loan quality | 92 (stronger) | 59 |
| Earnings | 98 (stronger) | 41 |
| Funding & liquidity | 91 (stronger) | 75 |
| Problem-loan coverage | 99 (stronger) | 66 |
| Peer percentile | 100th | 7th |
| Total assets | $10.2B | $5.4B |
| Deposits / shares | $8.3B | $4.4B |
| Capital ratio | 18.56% (stronger) | 8.54% |
| Problem loans | 0.24% (stronger) | 1.23% |
| Net charge-offs | 0.33% (stronger) | 0.84% |
| Return on assets | 1.95% (stronger) | 0.53% |
| Loans ÷ deposits | 68.9% (stronger) | 84.8% |
| Uninsured deposits | 9.1% (stronger) | 15.6% |
| Offices | 10 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Police & Fire Federal Credit Union has the higher TellerScore (96 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Police & Fire Federal Credit Union leads on 7 and American Heritage Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.