Side-by-side · Q2 2026 data
Police Credit Union vs Unitedone Credit Union
Metric by metric
| Measure | Police Credit Union | Unitedone Credit Union |
|---|---|---|
| TellerScore | 54 | 73 (stronger) |
| Capital cushion | 100 (stronger) | 68 |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 47 | 57 (stronger) |
| Funding & liquidity | 50 | 58 (stronger) |
| Problem-loan coverage | 70 | 96 (stronger) |
| Peer percentile | 13th | 60th |
| Total assets | $905K | $348.3M |
| Deposits / shares | $730K | $282.7M |
| Capital ratio | 19.38% (stronger) | 11.82% |
| Problem loans | 3.49% | 0.24% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.12% |
| Return on assets | 0.69% | 0.92% (stronger) |
| Loans ÷ deposits | 114.4% | 102.3% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 6.2% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.8% |
Unitedone Credit Union has the higher TellerScore (73 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Police Credit Union leads on 3 and Unitedone Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.