TellerScore

Police Credit Union (NCUA charter #66663) is based in Sheboygan, Wisconsin. Its Q2 2026 call report shows $905K in total assets and $730K in member shares and deposits and 1 office.

Police Credit Union has a TellerScore of 54 out of 100 (below average) based on Q2 2026 data — higher than only 13% of its 2,479 credit unions with under $100 million in assets. Among 98 credit unions headquartered in Wisconsin, it ranks 91st. Capital cushion contributes the most (100/100, 19.38%); loan quality contributes the least (0/100, 3.49%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 19.38%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.49%
Earnings47/100
Return on assets (annualized): 0.69%
Funding & liquidity50/100
Loans ÷ shares: 114.4% · 0.0% uninsured
Problem-loan coverage70/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 14.75%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 25 points (79 → 54), mostly because the loan quality component weakened by 74 points.

TellerScore
546983Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202483
Q3 202483
Q4 202479
Q1 202581
Q2 202579
Q3 202581
Q4 202574
Q1 202675
Q2 202654
Net worth ratio
7.00%13.40%19.81%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202419.19%
Q3 202419.81%
Q4 202417.14%
Q1 202517.52%
Q2 202518.46%
Q3 202518.67%
Q4 202519.33%
Q1 202619.27%
Q2 202619.38%
Delinquent loans (60+ days)
0.00%1.74%3.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.46%
Q1 20250.83%
Q2 20250.79%
Q3 20250.62%
Q4 20250.56%
Q1 20260.44%
Q2 20263.49%
Return on assets
0.33%0.91%1.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.78%
Q3 20240.85%
Q4 20240.79%
Q1 20251.49%
Q2 20251.21%
Q3 20251.25%
Q4 20250.41%
Q1 20260.33%
Q2 20260.69%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202654$905K19.38%3.49%0.69%114.4%
Q1 202675$898K19.27%0.44%0.33%108.0%
Q4 202574$891K19.33%0.56%0.41%113.8%
Q3 202581$951K18.67%0.62%1.25%115.6%
Q2 202579$944K18.46%0.79%1.21%112.8%
Q1 202581$983K17.52%0.83%1.49%112.4%
Q4 202479$984K17.14%0.46%0.79%112.0%
Q3 202483$845K19.81%0.00%0.85%123.6%
Q2 202483$862K19.19%0.00%0.78%121.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.38%
75th
Problem loans3.49%
11th
Net charge-offs0.00%
77th
Return on assets0.69%
52nd
Loans to deposits114.4%
1st
Uninsured deposits0.0%
81st
Loan-loss reserves2.62%
92nd
Texas ratio14.8%
7th

Similar-size credit unions in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Holy Redeemer Community of Se Wis. Credit UnionCredit union Milwaukee, WI79 out of 100, Strong$748K30.8%1.93%vs
Stoppenbach Credit UnionCredit union Jefferson, WI45 out of 100, Below average$1.8M21.2%6.11%vs
1st Class Express Credit UnionCredit union Waukesha, WI86 out of 100, Very strong$2.1M22.9%0.30%vs
Air Tech Credit UnionCredit union Milwaukee, WI85 out of 100, Very strong$2.1M27.6%0.00%vs
School Employees Credit UnionCredit union Superior, WI87 out of 100, Very strong$2.4M16.5%0.00%vs
Lco Federal Credit UnionCredit union Hayward, WI85 out of 100, Very strong$2.9M13.7%0.32%vs

Deposit insurance

Is my money safe at Police Credit Union?

Yes. Police Credit Union is a federally insured credit union (NCUA charter #66663). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 19.38%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Police Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Police Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66663
RSSD ID
871394
Primary regulator
State + NCUA
Established
1934
Headquarters
1315 N 23rd St Ste 101, Sheboygan, WI 53081
Employees
1

Quick answers

Police Credit Union: common questions

Is Police Credit Union NCUA insured?

Yes. Police Credit Union is a federally insured credit union (NCUA charter #66663). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Police Credit Union's TellerScore?

54 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Police Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Sheboygan

InstitutionScoreAssetsCapitalProblem loansCompare
Sheboygan Area Credit UnionCredit union Sheboygan, WI97 out of 100, Very strong$93.4M15.3%0.13%vs
State Bank of NewburgBank Newburg, WI93 out of 100, Very strong$328.1M17.3%0.00%vs
National Exchange Bank and TrustBank Fond Du Lac, WI88 out of 100, Very strong$2.9B20.1%0.37%vs
Oostburg State BankBank Oostburg, WI79 out of 100, Strong$440.2M11.6%0.13%vs
Premier Financial Credit UnionCredit union New Holstein, WI78 out of 100, Strong$132.4M13.6%0.95%vs
Unitedone Credit UnionCredit union Manitowoc, WI73 out of 100, Strong$348.3M11.8%0.24%vs