Side-by-side · Q2 2026 data
Police Federal Credit Union vs Har-Co Credit Union
Metric by metric
| Measure | Police Federal Credit Union | Har-Co Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 57 |
| Capital cushion | 93 (stronger) | 47 |
| Loan quality | 56 (stronger) | 52 |
| Earnings | 21 | 46 (stronger) |
| Funding & liquidity | 82 | 85 (stronger) |
| Problem-loan coverage | 88 (stronger) | 80 |
| Peer percentile | 41st | 14th |
| Total assets | $175.9M | $286.4M |
| Deposits / shares | $146.0M | $257.0M |
| Capital ratio | 14.25% (stronger) | 9.74% |
| Problem loans | 1.33% (stronger) | 1.43% |
| Net charge-offs | 0.12% (stronger) | 0.27% |
| Return on assets | 0.02% | 0.64% (stronger) |
| Loans ÷ deposits | 78.6% | 74.8% (stronger) |
| Uninsured deposits | 8.2% (stronger) | 8.4% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Police Federal Credit Union has the higher TellerScore (67 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Police Federal Credit Union leads on 5 and Har-Co Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.