Side-by-side · Q2 2026 data
Police Federal Credit Union vs Skypoint Federal Credit Union
Metric by metric
| Measure | Police Federal Credit Union | Skypoint Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 60 |
| Capital cushion | 93 (stronger) | 74 |
| Loan quality | 56 (stronger) | 46 |
| Earnings | 21 | 43 (stronger) |
| Funding & liquidity | 82 (stronger) | 62 |
| Problem-loan coverage | 88 (stronger) | 80 |
| Peer percentile | 41st | 21st |
| Total assets | $175.9M | $242.8M |
| Deposits / shares | $146.0M | $190.5M |
| Capital ratio | 14.25% (stronger) | 12.37% |
| Problem loans | 1.33% (stronger) | 1.61% |
| Net charge-offs | 0.12% (stronger) | 0.53% |
| Return on assets | 0.02% | 0.57% (stronger) |
| Loans ÷ deposits | 78.6% (stronger) | 98.0% |
| Uninsured deposits | 8.2% | 6.3% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 42.3% |
Police Federal Credit Union has the higher TellerScore (67 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Police Federal Credit Union leads on 5 and Skypoint Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.