Side-by-side · Q2 2026 data
Policemen'S Federal Credit Union vs Canals & Trails Credit Union
Credit union
Policemen'S Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Metric by metric
| Measure | Policemen'S Federal Credit Union | Canals & Trails Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 61 |
| Loan quality | 90 | 92 (stronger) |
| Earnings | 74 | 76 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 92nd | 68th |
| Total assets | $95.5M | $34.2M |
| Deposits / shares | $80.1M | $30.4M |
| Capital ratio | 16.39% (stronger) | 11.14% |
| Problem loans | 0.29% | 0.23% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.33% |
| Return on assets | 1.34% | 1.40% (stronger) |
| Loans ÷ deposits | 39.1% | 26.1% (stronger) |
| Uninsured deposits | 9.0% | 0.2% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Policemen'S Federal Credit Union has the higher TellerScore (92 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Policemen'S Federal Credit Union leads on 3 and Canals & Trails Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.