Side-by-side · Q2 2026 data
Policemen'S Federal Credit Union vs Country Heritage Credit Union
Credit union
Policemen'S Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Metric by metric
| Measure | Policemen'S Federal Credit Union | Country Heritage Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 75 |
| Capital cushion | 100 | 100 |
| Loan quality | 90 (stronger) | 49 |
| Earnings | 74 | 76 (stronger) |
| Funding & liquidity | 100 (stronger) | 54 |
| Problem-loan coverage | 99 (stronger) | 90 |
| Peer percentile | 92nd | 52nd |
| Total assets | $95.5M | $51.4M |
| Deposits / shares | $80.1M | $39.7M |
| Capital ratio | 16.39% | 22.46% (stronger) |
| Problem loans | 0.29% (stronger) | 1.54% |
| Net charge-offs | -0.04% (stronger) | 0.00% |
| Return on assets | 1.34% | 1.41% (stronger) |
| Loans ÷ deposits | 39.1% (stronger) | 96.3% |
| Uninsured deposits | 9.0% (stronger) | 23.4% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Policemen'S Federal Credit Union has the higher TellerScore (92 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Policemen'S Federal Credit Union leads on 5 and Country Heritage Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.