Side-by-side · Q2 2026 data
Policemen'S Federal Credit Union vs Independent Federal Credit Union
Credit union
Policemen'S Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Credit union
Independent Federal Credit Union
Anderson, Indiana · Under $100 million in assets
Metric by metric
| Measure | Policemen'S Federal Credit Union | Independent Federal Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 45 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 90 (stronger) | 0 |
| Earnings | 74 (stronger) | 35 |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 99 (stronger) | 62 |
| Peer percentile | 92nd | 5th |
| Total assets | $95.5M | $93.6M |
| Deposits / shares | $80.1M | $83.1M |
| Capital ratio | 16.39% (stronger) | 10.95% |
| Problem loans | 0.29% (stronger) | 3.43% |
| Net charge-offs | -0.04% (stronger) | 1.37% |
| Return on assets | 1.34% (stronger) | 0.38% |
| Loans ÷ deposits | 39.1% (stronger) | 65.9% |
| Uninsured deposits | 9.0% | 2.5% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.5% |
Policemen'S Federal Credit Union has the higher TellerScore (92 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Policemen'S Federal Credit Union leads on 6 and Independent Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.