Side-by-side · Q2 2026 data
Polish & Slavic Federal Credit Union vs Americu Credit Union
Metric by metric
| Measure | Polish & Slavic Federal Credit Union | Americu Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 48 |
| Capital cushion | 63 (stronger) | 46 |
| Loan quality | 90 (stronger) | 37 |
| Earnings | 41 | 47 (stronger) |
| Funding & liquidity | 94 (stronger) | 63 |
| Problem-loan coverage | 97 (stronger) | 65 |
| Peer percentile | 70th | 4th |
| Total assets | $2.7B | $3.0B |
| Deposits / shares | $2.5B | $2.7B |
| Capital ratio | 11.32% (stronger) | 9.56% |
| Problem loans | 0.31% (stronger) | 1.89% |
| Net charge-offs | 0.08% (stronger) | 0.95% |
| Return on assets | 0.52% | 0.69% (stronger) |
| Loans ÷ deposits | 66.4% (stronger) | 96.8% |
| Uninsured deposits | 6.5% (stronger) | 10.3% |
| Offices | 14 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.4% |
Polish & Slavic Federal Credit Union has the higher TellerScore (73 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Polish & Slavic Federal Credit Union leads on 6 and Americu Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.