TellerScore

Headquartered in Brooklyn, New York, Polish & Slavic Federal Credit Union is a federal credit union with $2.7B in total assets and $2.5B in member shares and deposits as of Q2 2026. It operates 14 offices across 3 states. Its charter dates back to 1976.

Based on its Q2 2026 filing, Polish & Slavic Federal Credit Union scores 73/100, which we describe as strong. That is higher than 70% of 454 credit unions with $1 billion – $10 billion. Among 268 credit unions headquartered in New York, it ranks 113th. Its strongest component is problem-loan coverage (97/100; 1.7%), and its lowest is earnings (41/100; 0.52%).

TellerScore · Q2 2026

Scorecard

Capital cushion63/100
Net worth ratio: 11.32%
Loan quality90/100
Loans 60+ days delinquent ÷ total loans: 0.31%
Earnings41/100
Return on assets (annualized): 0.52%
Funding & liquidity94/100
Loans ÷ shares: 66.4% · 6.5% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.68%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (72 → 73).

TellerScore
707376Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202470
Q3 202473
Q4 202471
Q1 202574
Q2 202572
Q3 202575
Q4 202575
Q1 202676
Q2 202673
Net worth ratio
7.00%9.16%11.32%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.53%
Q3 202410.55%
Q4 202410.75%
Q1 202510.70%
Q2 202510.80%
Q3 202511.04%
Q4 202511.15%
Q1 202611.26%
Q2 202611.32%
Delinquent loans (60+ days)
0.23%0.36%0.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.50%
Q3 20240.30%
Q4 20240.49%
Q1 20250.23%
Q2 20250.44%
Q3 20250.49%
Q4 20250.49%
Q1 20260.26%
Q2 20260.31%
Return on assets
0.52%0.73%0.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.67%
Q3 20240.70%
Q4 20240.71%
Q1 20250.67%
Q2 20250.65%
Q3 20250.94%
Q4 20250.90%
Q1 20260.77%
Q2 20260.52%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$2.7B11.32%0.31%0.52%66.4%
Q1 202676$2.7B11.26%0.26%0.77%65.0%
Q4 202575$2.7B11.15%0.49%0.90%64.9%
Q3 202575$2.7B11.04%0.49%0.94%64.4%
Q2 202572$2.7B10.80%0.44%0.65%64.5%
Q1 202574$2.6B10.70%0.23%0.67%63.9%
Q4 202471$2.6B10.75%0.49%0.71%64.8%
Q3 202473$2.6B10.55%0.30%0.70%64.0%
Q2 202470$2.6B10.53%0.50%0.67%64.0%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.32%
60th
Problem loans0.31%
88th
Net charge-offs0.08%
95th
Return on assets0.52%
23rd
Loans to deposits66.4%
89th
Uninsured deposits6.5%
77th
Loan-loss reserves0.00%
50th
Texas ratio1.7%
91st

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Mid-Hudson Valley Federal Credit UnionCredit union Kingston, NY69 out of 100, Moderate$1.7B9.9%0.36%vs

Deposit insurance

Is my money safe at Polish & Slavic Federal Credit Union?

Yes. Polish & Slavic Federal Credit Union is a federally insured credit union (NCUA charter #22592). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.5% of shares and deposits ($162.3M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 11.32%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

14 locations

Branches

Polish & Slavic Federal Credit Union lists 14 offices in 12 cities across 3 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Polish & Slavic Federal Credit Union
Type
Federal credit union
NCUA charter #
22592
RSSD ID
405388
Primary regulator
NCUA
Established
1976
Headquarters
100 McGuinness Blvd, Brooklyn, NY 11222
Employees
405

Quick answers

Polish & Slavic Federal Credit Union: common questions

Is Polish & Slavic Federal Credit Union NCUA insured?

Yes. Polish & Slavic Federal Credit Union is a federally insured credit union (NCUA charter #22592). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Polish & Slavic Federal Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Polish & Slavic Federal Credit Union have?

14 offices as of the latest NCUA data, in 3 states.

Nearby

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