Side-by-side · Q2 2026 data
Polish National Credit Union vs Alden Credit Union
Metric by metric
| Measure | Polish National Credit Union | Alden Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 52 |
| Capital cushion | 86 (stronger) | 42 |
| Loan quality | 94 (stronger) | 62 |
| Earnings | 41 (stronger) | 30 |
| Funding & liquidity | 56 | 65 (stronger) |
| Problem-loan coverage | 98 (stronger) | 81 |
| Peer percentile | 68th | 8th |
| Total assets | $776.9M | $185.4M |
| Deposits / shares | $614.5M | $151.1M |
| Capital ratio | 13.58% (stronger) | 9.18% |
| Problem loans | 0.17% (stronger) | 1.14% |
| Net charge-offs | -0.04% (stronger) | -0.04% |
| Return on assets | 0.52% (stronger) | 0.25% |
| Loans ÷ deposits | 104.4% | 94.8% (stronger) |
| Uninsured deposits | 8.3% (stronger) | 11.5% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 13.9% |
Polish National Credit Union has the higher TellerScore (76 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Polish National Credit Union leads on 6 and Alden Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.