The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (53 → 52).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Massachusetts

Yes. Alden Credit Union is a federally insured credit union (NCUA charter #67951). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 11.5% of shares and deposits ($17.3M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.18%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Alden Credit Union lists 5 offices in 4 cities across 3 states. Most locations:

• Chicopee, MA (2)
• Avon, CT (1)
• Belchertown, MA (1)
• Royersford, PA (1)

All branch addresses and map

In 2025, Alden Credit Union reported 114 home-loan applications under HMDA (LEI 549300XB72WCLQVIHN50): 93 originated ($17,665,000 total), 15 denied, and 6 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Alden Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

67951

RSSD ID

424594

Primary regulator

State + NCUA

Established

1939

Headquarters

710 Grattan St, Chicopee, MA 01020

Employees

26