TellerScore

Side-by-side · Q2 2026 data

Polish National Credit Union vs All One Credit Union

Credit union

Polish National Credit Union

Chicopee, Massachusetts · $100 million – $1 billion

76of 100
Strong

Credit union

All One Credit Union

Leominster, Massachusetts · $100 million – $1 billion

60of 100
Moderate

Metric by metric

MeasurePolish National Credit UnionAll One Credit Union
TellerScore76 (stronger)60
Capital cushion86 (stronger)37
Loan quality94 (stronger)91
Earnings41 (stronger)33
Funding & liquidity5669 (stronger)
Problem-loan coverage98 (stronger)95
Peer percentile68th21st
Total assets$776.9M$880.8M
Deposits / shares$614.5M$692.2M
Capital ratio13.58% (stronger)8.67%
Problem loans0.17% (stronger)0.27%
Net charge-offs-0.04% (stronger)0.21%
Return on assets0.52% (stronger)0.33%
Loans ÷ deposits104.4%91.3% (stronger)
Uninsured deposits8.3% (stronger)10.7%
Offices89
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)10.0%—

Polish National Credit Union has the higher TellerScore (76 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Polish National Credit Union leads on 6 and All One Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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