Side-by-side · Q2 2026 data
Polish National Credit Union vs Quincy Credit Union
Metric by metric
| Measure | Polish National Credit Union | Quincy Credit Union |
|---|---|---|
| TellerScore | 76 | 80 (stronger) |
| Capital cushion | 86 | 96 (stronger) |
| Loan quality | 94 (stronger) | 75 |
| Earnings | 41 | 52 (stronger) |
| Funding & liquidity | 56 | 88 (stronger) |
| Problem-loan coverage | 98 (stronger) | 93 |
| Peer percentile | 68th | 78th |
| Total assets | $776.9M | $729.4M |
| Deposits / shares | $614.5M | $645.8M |
| Capital ratio | 13.58% | 14.57% (stronger) |
| Problem loans | 0.17% (stronger) | 0.75% |
| Net charge-offs | -0.04% (stronger) | 0.14% |
| Return on assets | 0.52% | 0.81% (stronger) |
| Loans ÷ deposits | 104.4% | 72.6% (stronger) |
| Uninsured deposits | 8.3% | 6.0% (stronger) |
| Offices | 8 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 17.6% |
Quincy Credit Union has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Polish National Credit Union leads on 2 and Quincy Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.