Side-by-side · Q2 2026 data
Polk County Credit Union vs Teamsters Local #238 Credit Union
Metric by metric
| Measure | Polk County Credit Union | Teamsters Local #238 Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 24 |
| Capital cushion | 100 (stronger) | 9 |
| Loan quality | 99 (stronger) | 0 |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 60 |
| Peer percentile | 95th | 1st |
| Total assets | $5.5M | $7.6M |
| Deposits / shares | $4.2M | $7.1M |
| Capital ratio | 23.65% (stronger) | 5.87% |
| Problem loans | 0.04% (stronger) | 3.04% |
| Net charge-offs | 0.27% | -0.48% (stronger) |
| Return on assets | 2.69% (stronger) | -0.51% |
| Loans ÷ deposits | 98.2% | 44.2% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Polk County Credit Union has the higher TellerScore (94 vs 24). On the 6 directional measures above (where higher or lower is clearly better), Polk County Credit Union leads on 4 and Teamsters Local #238 Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.