Teamsters Local #238 Credit Union (NCUA charter #65606) is based in Cedar Rapids, Iowa. Its Q2 2026 call report shows $7.6M in total assets and $7.1M in member shares and deposits and 1 office.
Teamsters Local #238 Credit Union has a TellerScore of 24 out of 100 (low) based on Q2 2026 data — higher than only 1% of its 2,479 credit unions with under $100 million in assets. Among 66 credit unions headquartered in Iowa, it ranks 66th. Funding & liquidity contributes the most (100/100, 44% loans-to-deposits, 0% uninsured); earnings contributes the least (0/100, -0.51%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (31 → 24), mostly because the earnings component weakened by 28 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 44 |
| Q3 2024 | 45 |
| Q4 2024 | 42 |
| Q1 2025 | 31 |
| Q2 2025 | 31 |
| Q3 2025 | 34 |
| Q4 2025 | 37 |
| Q1 2026 | 37 |
| Q2 2026 | 24 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 5.72% |
| Q3 2024 | 5.87% |
| Q4 2024 | 6.15% |
| Q1 2025 | 6.15% |
| Q2 2025 | 6.48% |
| Q3 2025 | 6.53% |
| Q4 2025 | 6.08% |
| Q1 2026 | 5.96% |
| Q2 2026 | 5.87% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.87% |
| Q3 2024 | 0.90% |
| Q4 2024 | 1.40% |
| Q1 2025 | 3.60% |
| Q2 2025 | 3.21% |
| Q3 2025 | 2.54% |
| Q4 2025 | 1.91% |
| Q1 2026 | 1.74% |
| Q2 2026 | 3.04% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.44% |
| Q3 2024 | -0.36% |
| Q4 2024 | -0.25% |
| Q1 2025 | 0.43% |
| Q2 2025 | 0.20% |
| Q3 2025 | 0.02% |
| Q4 2025 | -0.26% |
| Q1 2026 | -0.40% |
| Q2 2026 | -0.51% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 24 | $7.6M | 5.87% | 3.04% | -0.51% | 44.2% |
| Q1 2026 | 37 | $7.7M | 5.96% | 1.74% | -0.40% | 44.3% |
| Q4 2025 | 37 | $7.7M | 6.08% | 1.91% | -0.26% | 44.9% |
| Q3 2025 | 34 | $7.4M | 6.53% | 2.54% | 0.02% | 45.8% |
| Q2 2025 | 31 | $7.6M | 6.48% | 3.21% | 0.20% | 45.7% |
| Q1 2025 | 31 | $8.0M | 6.15% | 3.60% | 0.43% | 44.3% |
| Q4 2024 | 42 | $7.9M | 6.15% | 1.40% | -0.25% | 44.0% |
| Q3 2024 | 45 | $8.2M | 5.87% | 0.90% | -0.36% | 43.6% |
| Q2 2024 | 44 | $8.5M | 5.72% | 0.87% | -0.44% | 42.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ace Credit UnionCredit union Mason City, IA | 89 out of 100, Very strong | $7.5M | 20.9% | 0.12% | vs |
| Du Pont Employees Credit UnionCredit union Fort Madison, IA | 84 out of 100, Strong | $6.8M | 11.8% | 0.00% | vs |
| Allen Hospital Personnel Credit UnionCredit union Waterloo, IA | 77 out of 100, Strong | $6.0M | 18.5% | 1.18% | vs |
| Industrial Employees Credit UnionCredit union Centerville, IA | 91 out of 100, Very strong | $9.2M | 22.2% | 0.05% | vs |
| Polk County Credit UnionCredit union Des Moines, IA | 94 out of 100, Very strong | $5.5M | 23.6% | 0.04% | vs |
| North Western Employees Credit UnionCredit union Council Bluffs, IA | 94 out of 100, Very strong | $10.4M | 21.4% | 0.00% | vs |
Deposit insurance
Is my money safe at Teamsters Local #238 Credit Union?
Yes. Teamsters Local #238 Credit Union is a federally insured credit union (NCUA charter #65606). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 5.87%, below the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Teamsters Local #238 Credit Union lists 1 office in 1 city. Most locations:
- Cedar Rapids, IA (1)
Identity & history
Profile
- Legal name
- Teamsters Local #238 Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 65606
- RSSD ID
- 776592
- Primary regulator
- State + NCUA
- Established
- 1955
- Headquarters
- 5050 J St SW, Cedar Rapids, IA 52404
- Employees
- 3
Quick answers
Teamsters Local #238 Credit Union: common questions
Is Teamsters Local #238 Credit Union NCUA insured?
Yes. Teamsters Local #238 Credit Union is a federally insured credit union (NCUA charter #65606). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Teamsters Local #238 Credit Union's TellerScore?
24 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Teamsters Local #238 Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Cedar Rapids
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Metco Credit UnionCredit union Cedar Rapids, IA | 92 out of 100, Very strong | $58.7M | 18.8% | 0.70% | vs |
| Farmers State BankBank Marion, IA | 91 out of 100, Very strong | $1.1B | 14.4% | 0.21% | vs |
| Cedar Rapids Bank and Trust CompanyBank Cedar Rapids, IA | 87 out of 100, Very strong | $2.9B | 16.9% | 0.54% | vs |
| The Watkins Savings BankBank Watkins, IA | 87 out of 100, Very strong | $86.7M | 14.8% | 0.00% | vs |
| Benton County State BankBank Blairstown, IA | 87 out of 100, Very strong | $50.8M | 15.2% | 0.00% | vs |
| Farmers Trust & Savings BankBank Williamsburg, IA | 87 out of 100, Very strong | $191.6M | 23.1% | 0.34% | vs |