Side-by-side · Q2 2026 data
Poly Scientific Employees Federal Credit Union vs Blue Eagle Credit Union
Credit union
Poly Scientific Employees Federal Credit Union
Blacksburg, Virginia · Under $100 million in assets
Metric by metric
| Measure | Poly Scientific Employees Federal Credit Union | Blue Eagle Credit Union |
|---|---|---|
| TellerScore | 60 | 84 (stronger) |
| Capital cushion | 100 (stronger) | 79 |
| Loan quality | 0 | 96 (stronger) |
| Earnings | 38 | 79 (stronger) |
| Funding & liquidity | 98 (stronger) | 70 |
| Problem-loan coverage | 81 | 99 (stronger) |
| Peer percentile | 22nd | 86th |
| Total assets | $5.5M | $280.8M |
| Deposits / shares | $4.0M | $243.0M |
| Capital ratio | 26.26% (stronger) | 12.87% |
| Problem loans | 5.56% | 0.11% (stronger) |
| Net charge-offs | 0.49% | 0.38% (stronger) |
| Return on assets | 0.44% | 1.48% (stronger) |
| Loans ÷ deposits | 62.5% (stronger) | 90.7% |
| Uninsured deposits | 0.0% (stronger) | 4.7% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.1% |
Blue Eagle Credit Union has the higher TellerScore (84 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Poly Scientific Employees Federal Credit Union leads on 3 and Blue Eagle Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.