Side-by-side · Q2 2026 data
Ponce Bank, National Association vs The Bank of East Asia Ltd.
Metric by metric
| Measure | Ponce Bank, National Association | The Bank of East Asia Ltd. |
|---|---|---|
| TellerScore | 77 (stronger) | 22 |
| Capital cushion | 100 (stronger) | 0 |
| Loan quality | 73 (stronger) | 16 |
| Earnings | 66 (stronger) | 20 |
| Funding & liquidity | 45 | 80 (stronger) |
| Problem-loan coverage | 91 | — |
| Peer percentile | 83rd | 0th |
| Total assets | $3.5B | $3.7B |
| Deposits / shares | $2.3B | $2.8B |
| Capital ratio | 15.81% (stronger) | 0.00% |
| Problem loans | 0.81% (stronger) | 2.52% |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.15% (stronger) | 0.00% |
| Loans ÷ deposits | 126.1% | 80.6% (stronger) |
| Uninsured deposits | 20.1% | 1.9% (stronger) |
| Offices | 14 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | — |
Ponce Bank, National Association has the higher TellerScore (77 vs 22). On the 7 directional measures above (where higher or lower is clearly better), Ponce Bank, National Association leads on 4 and The Bank of East Asia Ltd. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.