TellerScore

The Bank of East Asia Ltd. is an insured branch of a foreign bank headquartered in New York, New York, in business for about 108 years. At the end of Q2 2026 it reported $3.7B in total assets and $2.8B in deposits, with 1 office.

Based on its Q2 2026 filing, The Bank of East Asia Ltd. scores 22/100, which we describe as low. That is higher than only 0% of 897 banks with $1 billion – $10 billion. Among 121 banks headquartered in New York, it ranks 121st. Its strongest component is funding & liquidity (80/100; 81% loans-to-deposits, 2% uninsured), and its lowest is capital cushion (0/100; 0.00%).

TellerScore · Q2 2026

Scorecard

Capital cushion0/100
Tier 1 leverage ratio: 0.00%
Loan quality16/100
Noncurrent loans ÷ total loans: 2.52%
Earnings20/100
Return on assets (annualized): 0.00%
Funding & liquidity80/100
Loans ÷ deposits and uninsured-deposit share: 80.6% · 1.9% uninsured
Problem-loan coverage—/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): —

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (17 → 22), mostly because the loan quality component improved by 16 points.

TellerScore
173246Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202445
Q3 202445
Q4 202446
Q1 202544
Q2 202517
Q3 202517
Q4 202529
Q1 202623
Q2 202622
Tier 1 leverage ratio
0.00%2.50%5.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Noncurrent loans
0.00%1.79%3.57%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20253.57%
Q3 20253.47%
Q4 20251.83%
Q1 20262.58%
Q2 20262.52%
Return on assets
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202622$3.7B0.00%2.52%0.00%80.6%
Q1 202623$3.8B0.00%2.58%0.00%72.2%
Q4 202529$3.9B0.00%1.83%0.00%76.0%
Q3 202517$3.8B0.00%3.47%0.00%82.3%
Q2 202517$3.7B0.00%3.57%0.00%85.7%
Q1 202544$3.8B0.00%0.00%0.00%87.0%
Q4 202446$4.3B0.00%0.00%0.00%76.8%
Q3 202445$3.9B0.00%0.00%0.00%85.9%
Q2 202445$3.9B0.00%0.00%0.00%84.5%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio0.00%
0th
Total risk-based capital0.00%
13th
Problem loans2.52%
6th
Net charge-offs0.00%
82nd
Return on assets0.00%
2nd
Net interest margin0.00%
1st
Efficiency ratio0.0%
100th
Loans to deposits80.6%
66th
Uninsured deposits1.9%
99th
Loan-loss reserves0.00%
1st
Texas ratio—
—

Similar-size banks in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Ponce Bank, National AssociationBank Bronx, NY77 out of 100, Strong$3.5B15.8%0.81%vs
Woori America BankBank New York, NY54 out of 100, Below average$4.1B12.8%1.92%vs
Bank of GreeneBank Catskill, NY77 out of 100, Strong$3.2B9.9%0.23%vs
Bessemer Trust Company, National AssociationBank New York, NY70 out of 100, Strong$4.2B7.6%0.00%vs
Arrow Bank National AssociationBank Glens Falls, NY66 out of 100, Moderate$4.5B9.3%0.24%vs
Industrial and Commercial Bank of China USA, National AssociationBank New York, NY49 out of 100, Below average$2.9B17.3%4.20%vs

Deposit insurance

Is my money safe at The Bank of East Asia Ltd.?

Yes. The Bank of East Asia Ltd. is an FDIC-insured institution (FDIC certificate #33646). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 1.9% of deposits ($54.6M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 0.00%, below the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

The Bank of East Asia Ltd. lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
The Bank of East Asia Ltd.
Type
Insured branch of a foreign bank
FDIC certificate #
33646
RSSD ID
1751420
Primary regulator
OCC
Established
January 1, 1918
Headquarters
540 Madison Ave, New York, NY 10022

Quick answers

The Bank of East Asia Ltd.: common questions

Is The Bank of East Asia Ltd. FDIC insured?

Yes. The Bank of East Asia Ltd. is an FDIC-insured institution (FDIC certificate #33646). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is The Bank of East Asia Ltd.'s TellerScore?

22 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has The Bank of East Asia Ltd. ever failed?

There is no failure record for FDIC certificate #33646 in the FDIC failed bank list.

How many branches does The Bank of East Asia Ltd. have?

1 office as of the latest FDIC data.

Nearby

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