Side-by-side · Q2 2026 data
Pony Express Bank vs Alliance Bank
Metric by metric
| Measure | Pony Express Bank | Alliance Bank |
|---|---|---|
| TellerScore | 76 | 84 (stronger) |
| Capital cushion | 52 | 86 (stronger) |
| Loan quality | 94 (stronger) | 91 |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 48 | 70 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 64th | 86th |
| Total assets | $399.5M | $391.3M |
| Deposits / shares | $342.8M | $334.8M |
| Capital ratio | 10.15% | 13.57% (stronger) |
| Problem loans | 0.17% (stronger) | 0.26% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 2.83% (stronger) | 1.41% |
| Loans ÷ deposits | 88.2% (stronger) | 90.6% |
| Uninsured deposits | 36.8% | 11.4% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | 2.3% |
Alliance Bank has the higher TellerScore (84 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Pony Express Bank leads on 4 and Alliance Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.