Side-by-side · Q2 2026 data
Poppy Bank vs Redwood Credit Union
Metric by metric
| Measure | Poppy Bank | Redwood Credit Union |
|---|---|---|
| TellerScore | 52 | 78 (stronger) |
| Capital cushion | 47 | 83 (stronger) |
| Loan quality | 37 | 76 (stronger) |
| Earnings | 72 | 73 (stronger) |
| Funding & liquidity | 52 | 69 (stronger) |
| Problem-loan coverage | 68 | 91 (stronger) |
| Peer percentile | 9th | 88th |
| Total assets | $8.3B | $10.7B |
| Deposits / shares | $6.3B | $9.3B |
| Capital ratio | 9.71% | 13.26% (stronger) |
| Problem loans | 1.89% | 0.72% (stronger) |
| Net charge-offs | 0.40% (stronger) | 0.73% |
| Return on assets | 1.29% | 1.34% (stronger) |
| Loans ÷ deposits | 91.5% | 91.4% (stronger) |
| Uninsured deposits | 30.2% | 12.8% (stronger) |
| Offices | 45 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Redwood Credit Union has the higher TellerScore (78 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Poppy Bank leads on 1 and Redwood Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.